“Pick up the phone, I’m here alone, or make a social call

I’m always at home. Call me whenever you want.

Just call 362-436-####

I lead a life of crime

Dirty deeds Done Dirty Tricks!

Dirty acts and they are done very cheap!”

-Rock Band, AC/DC

This article has been inspired by the six successor trustees appointed by foreclosure mill law firms that were granted by executing parties in Missouri, which is a non-judicial foreclosure state. These successor trustees received these fictitious foreclosure appointments to fraudulently foreclose and evict 14,400 families, in Jackson County, Missouri alone, each year for the past five years.

Jackson County is a medium-sized county in the United States.

This is the biggest Ponzi scheme the world will ever know. The number of parties that are co-conspiring in some way is legion. Yes, it is a conspiracy, of that there is no doubt.


It’s okay, I just had it. I am right. You can’t work on a subject for 6 years, 7 days a week and not understand the material. I’m probably not a genius, but I’ve often been told that I’m very smart. Very smart? I don’t know, but I’m right about all of this.

There have actually been over 20 million criminal foreclosures in the US in the last 15 years. There are about 3 people per family, which is equivalent to 60 million American refugees forced out of their homes with the stupidest but most successful Ponzi scheme of all time. Any and all unfair and illegal non-judicial foreclosures have been permitted by our US Congress, the Department of Justice and the US judicial system.

I am not seeing this real scoop anywhere on the internet. We have a lot of lawyers with websites spewing out information intended to convince you that they are very smart and can sell ads in the white space on their website if you visit it. But do you really care about the last big ruling where the Borrower almost won? Of course not, you want to know how to save your house. Or, if you are a true intellectual you want to know how to save your country.

Here is a real deal. In a judicial foreclosure state there is a normal mortgage loan that includes the two logical parties, a borrower and a lender who have a mortgage loan agreement. One to lend some money to the other who wants to borrow some money to buy a house, preferably while still under 60.

These are the states of judicial execution:

Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, New Jersey, New Mexico*, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Vermont, and Wisconsin

The executing party must present a demand that is between the two parties, the Borrower and the Lender. Since this happens in court, it is the fairer of the two, but unless the good men and women do what is right, evil will continue to win.

But, over the years, people we voted to represent us in our state legislatures called “lawyers” were visited by guys known around town as “bankers.” The bankers convinced the lawyers (I know it sounds backwards, but it’s true) that they needed the ability to foreclose on borrowers more quickly.

In 26 of the 50 states they agreed to create the system of Extrajudicial Mortgage Foreclosures.

I’m not making this up. I know the hyphenated non-judicial word seems to many, including myself, to mean that the Borrower signed something that appeared to take away its constitutional right to the Due Process Clause. (We can work with him, but he really needs to look into this) He didn’t, but he made it much harder to win wrongful foreclosure cases fairly.

The due process clause comes from the 5th and 14th amendment as the “RIGHT TO BE HEARD”. Now this has confused many judges. Some because they don’t read or watch TV. Some because they are not smart enough to understand the constitution. Some because they are bad people.

But don’t think judges are all bad. Because there are many judges who are getting it right. There are good men and women with very intelligent minds who rule with the borrowers.

Although, I’ve been unlucky enough not to run into them much.

But anyway. In a non-judicial state, the party who wants to foreclose claims that he:

1. has the right to collect money from you,

2. You can be found in default if you don’t pay money you don’t owe, and

3. You have the right to foreclose on your mortgage at the courthouse out of sight of any court and obtain a deed to your house. It’s not a very strong deed, more like a lien on your title, but it can get you evicted, although you still have the right to sue to get it back (amazing right?)

In non-judicial foreclosure states, the foreclosure parties have used the strategy of chaos and lawlessness to pass laws that really don’t make any sense.

The states of non-judicial enforcement are:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, District of Columbia, Georgia, Idaho, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, North Carolina, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming

In a non-judicial foreclosure state, there are 3 parties to a home loan. A borrower, a lender, and a trustee who holds the mortgage loan for the borrower and the lender. This is like in a horse race.

The borrower can still win in these states, but it is much more difficult than in judicial foreclosure states where the foreclosure party must file a normal lawsuit and the borrower has a fairer way to win in court, or the borrower can sue a jury trial. . This is becoming a very popular strategy in every state.

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